"One of the biggest benefits of a VA loan is that many eligible buyers can purchase a home without a down payment.

That surprises a lot of people.

Even though you may not need a down payment, it's still smart to have some savings set aside for moving expenses, unexpected repairs, or other costs that come with homeownership.

Buying a home is about more than getting the keys. It's about being financially comfortable after you move in.

A little planning goes a long way.

Takeaway: No down payment doesn't mean no preparation. Having a plan makes homeownership much more enjoyable."