Found a home in Shelby with great potential but needs some work? An FHA 203(k) renovation loan may allow you to finance both the purchase price and eligible repairs with a single mortgage, making it easier to turn a fixer-upper into your dream home.
Published on 07/27/2026
Should you sell your current home before buying your next one? Learn the pros, cons, financing options, and key factors that can help you make the best move for your financial situation.
Published on 07/27/2026
Divorce can have a lasting impact on your finances, especially your credit. A Certified Divorce Lending Professional (CDLP®) helps you understand how mortgage debt, joint accounts, and homeownership decisions can affect your financial future before costly mistakes happen.
Published on 07/22/2026
Paid on a 1099? You can absolutely get a mortgage in NC. The two-year rule, how lenders count your income, and the programs that fit contractors.
Published on 07/20/2026
Learn the difference between hazard insurance and homeowners insurance, what lenders require, what each policy covers, and how understanding both helps prevent closing day surprises.
Published on 07/20/2026
Leaving Charlotte prices behind? See what your housing dollar buys in Shelby and Cleveland County, commute realities, and the loan programs that help.
Published on 07/15/2026
Divorcing with a VA loan in NC? What happens to your entitlement, your rate, and the house. Straight answers from a USMC veteran loan officer.
Published on 07/13/2026
PMI is not a life sentence. What private mortgage insurance costs, when it drops off automatically, and three ways to get rid of it early.
Published on 07/08/2026
