"I've had people apologize before they even sat down because they thought their credit wasn't good enough.

My answer is always the same.

Let's look at it first.

Your credit score matters, but it isn't the only thing that matters.

Sometimes a few small changes can make a big difference. Other times, you're already in a better position than you realize.

The important thing is knowing where you stand instead of assuming the worst.

You don't have to figure it out alone.

Takeaway: Don't rule yourself out before you know your options."