"One of my favorite appointments is with someone who's just starting to think about buying a home.

Why?

Because that's when we have the most time to prepare.

Maybe we improve your credit.

Maybe we build a savings plan.

Maybe we discover you're already ready.

Whatever the answer, having the conversation early usually makes the buying process much less stressful.

Planning ahead almost always pays off.

Takeaway: The earlier we talk, the better prepared you'll be."